Apply Online
Complete a secure application
in as few as 5 minutes.
Check your rate without affecting your credit
Home Equity,Made Simple
Approval in as few as 5 minutes.Funding in as few as 5 days.
- ✓100% online application. Apply securely without digging through paperwork.
- ✓Borrow up to $750,000 without replacing your current mortgage.
- ✓Flexible access to your equity for the goals that matter to you.
- ✓Check your equity approval without a hard credit check or obligation.
No hard credit pull256-bit encrypted
Checking your options does not affect your credit score. A hard credit inquiry may be required during formal underwriting if you continue with a full application.
[02] — Process
How it works
Review Options
See your approved credit line
and flexible terms.
Get Funded
Accept your offer and get
funded in as few as 5 days.
Equitus Financial
America's Top SMB Brokerage
Home Equity, Made Simple
Built for speed and simplicity
Approval in as few as 5 minutes.Funding in as few as 5 days.
✓No hard credit pull
✓No hard inquiry to check rates
✓256-bit encrypted
Checking your options does not affect your credit score. A hard credit inquiry may be required during formal underwriting if you choose to continue with a full application.
100% online application
Skip the paperwork. Apply securely online and connect what is needed to keep the process moving.
Competitive fixed-rate options
Explore home equity financing up to $750,000 without replacing your current mortgage.
Flexible access to your equity
Use available funds for the projects, purchases, or debt consolidation goals that matter to you.
Real support, fully online
Get responsive guidance throughout the process, with convenient online closing support when available.
A simpler HELOC experience
Home equity financing designed around your life.
Explore your options online, understand what you may qualify for, and get guidance from application through closing.
100% online application
Complete your application securely online without digging through piles of paperwork.
Competitive fixed-rate options
Explore home equity financing up to $750,000 without replacing your current mortgage.
Flexible access to your equity
Use available funds as needs arise, subject to your approved terms and available credit.
Online support through closing
Get responsive guidance and convenient online closing support when available.
Put your equity to work
What can I use a home equity line of credit for?
A HELOC can support many different financial goals. Common uses include:
Debt consolidation
Combine qualifying higher-interest balances into one manageable plan.
Education
Help cover tuition, training, or other education-related expenses.
Solar panels
Finance energy improvements that can support your long-term home goals.
ADUs
Build or improve an accessory dwelling unit on your property.